Federal Medicare (Red & Blue Card) is health insurance provided by the federal government for US residents aged 65 and older, or those under 65 with qualifying health conditions.
Red & Blue Card Medicare is health insurance provided by the federal government for US residents who are 65 years or older, or under 65 with special qualifying health conditions.
You must be a US citizen or a green card holder who has held permanent residency for at least 5 years.
You must be 65 years of age or older, OR under 65 and have been receiving disability benefits for more than 24 months.
Note: Whether or not you have accumulated 40 tax credits only affects the monthly premium you pay, it does NOT affect your eligibility to apply for Medicare.
Medicare is divided into Part A and Part B, each covering different types of care.
Covers hospital facility costs including hospitalization, blood transfusions, hospice care, and nursing facility stays.
Covers physicians, nurses, diagnostic tests, and medical equipment costs.
Beyond basic Medicare, you can choose additional coverage to better fit your needs.
The Federal Insurance Advantage Plan (also known as Part C) is a Medicare program offered by government-approved private insurance companies. You can join an Advantage plan to receive additional Medicare benefits. Advantage plans include the hospital and medical benefits already covered by Parts A and B, and additionally cover dental, vision, and prescription drug benefits. Most plans have a $0 monthly premium.
Includes dental, vision, and prescription drug coverage most plans at $0/month.
Medicare Supplement (also known as Medigap) is sold by private insurance companies to supplement the benefits of Medicare Parts A and B. The key advantage is it significantly reduces your out-of-pocket medical expenses however, premiums are higher. Supplement plans do NOT include dental, vision, or prescription drug coverage, so you would need to purchase those separately.
Does NOT include dental, vision, or prescription drugs these must be purchased separately.
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