Your Most Professional Health Insurance Specialist
From Obamacare to short-term, travel, and Medicaid. Zip Insurance guides you to the right coverage for free. Bilingual service across Houston and all of Texas.
Why choose Zip Insurance?
Professional free services
- Help you choose the right Medicare plan based on your needs
- Explain your Medicare bills and insurance letters
- Assist with annual plan review and enrollment
- Guide you through coverage changes and appeals
Multiple insurance carriers represented
Main types of medical coverage:
We help you find the right plan for your situation at no cost to you.
Obamacare
Obama insurance is a type of insurance that the government has built on the Marketplace insurance market platform and formulated a series of rules, and then commercial insurance companies sell insurance plans that meet the government's requirements on the insurance market platform built by the government. When consumers purchase insurance on the platform, they can get some subsidies to pay for insurance according to their family income. 70% of consumers can afford a plan with a $0 monthly fee. Whether you buy Obama insurance yourself or find a broker, the price is the same.
Short-term medical insurance
Short-term insurance is medical insurance that does not meet Obamacare requirements, so it cannot be sold on the insurance marketplace. Short-term insurance does not cover pregnancy and childbirth, vaccinations, physical examinations, pre-existing conditions, or non-essential resection surgery.
Travel / Family visit / Student medical insurance
Travel insurance is an insurance product designed for people who travel to the United States for a short period of time to visit relatives or study. Travel insurance is cheaper and has lower deductibles. However, travel insurance does not cover pregnancy and childbirth, vaccination, physical examination, pre-existing condition, or unnecessary resection surgery. General accidental illness or injury is covered.
White Card / Medicaid / CHIP / Gold Card
White Card Medicaid is a low-income government benefit insurance. In Texas, only children under the age of 18 and seniors over 65 can apply for a white card. Adults aged 18–65 can apply for a white card only if they are pregnant or disabled. The Gold Card is a low-income medical insurance that only residents living in Harris County can apply for. The Gold Card can only be used at a few fixed hospitals, which is less flexible but affordable.
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